Medicare and Illegal Nursing Home Debt Collections
“Nursing homes that participate in Medicare and Medicaid are prohibited from forcing a resident’s family or friends to assume responsibility for the cost of care as a condition of admission or continued stay in the facility,” Rohit Chopra, CFPB Director, said in a press release. “ Under laws in place, family members and friends signing […]
Medicare – how to appeal paying extra if your income has dropped
If your income has dropped since retiring, you can appeal the extra charges added to your Medicare Part B and Part D premiums. These surcharges, called IRMAA or Income-Related Monthly Adjustment Amounts, may no longer apply to your current financial situation. Medicare bases IRMAA on your tax return from two years ago. Your 2024 income […]
Is there an advantage to Medicare Part B for Federal retirees?
Federal retirees with FEHBP coverage face a unique decision regarding Medicare Part B. While NARFE correctly notes that many federal retirees may not need Part B immediately due to their comprehensive FEHBP benefits, there are important considerations to weigh. The primary advantage of enrolling in Part B at 65 is avoiding future penalties. If you […]
What is Medicare Supplement Insurance Plan F?
Medicare Supplement Insurance Plan F is one of the most comprehensive Medigap policies available, though it’s only offered to people who became eligible for Medicare before January 1, 2020. Plan F covers virtually all Medicare cost-sharing, making it popular among beneficiaries who want predictable healthcare expenses. Plan F covers all Medicare Part A and Part […]
Warning: Medicare Part D Drug Plans May Not Cover Chemotherapy
Medicare Part D drug plans typically do not cover most chemotherapy treatments because chemotherapy is usually covered under Medicare Part B, not Part D. This distinction is crucial for cancer patients to understand when navigating their treatment coverage. Medicare Part B covers chemotherapy drugs that are administered by infusion or injection in a doctor’s office, […]
4 Popular Medications That Medicare Will Never Cover
1 – Compounded treatments Medicare supplements cover most broad categories of medication-the key is to find one that works for you. The reason for this is that compounded medications are not usually approved by the FDA and therefore are not covered by Medicare Part D. 2 – Sexual dysfunction medications Medications for erectile dysfunction and […]
Does Medicare Cover Weight Loss Programs?
If you have a body mass index (BMI) of 30 or more, Medicare Part B (Medical Insurance)covers obesity screenings and behavioral counseling to help you lose weight by focusing on diet and exercise. Medicare covers this counseling if your primary care doctor or other qualified practitioner gives the counseling in a primary care setting (like […]
Medicare and Medicaid: Can They Take Your Home?
As a general rule, Medicare does not cover long-term care facilities. As a result, Medicare does not pose a challenge to your clear title to your home. It is common for people in care settings to pay for their care. Some deplete their liquid assets over time and qualify for Medicaid assistance. For more information […]
What are the requirements for Medicare agents and brokers in 2026?
Medicare agents and brokers must follow updated rules in 2026 to ensure transparency and compliance when helping beneficiaries. Agents cannot use superlative terms like best, largest, or most affordable in marketing materials unless they can substantiate these claims with verified data. Since October 1, 2024, all marketing, sales, and enrollment calls must be recorded and […]
What sort of scams should I watch out for during Medicare open enrollment?
Every year, they are after the same kind of data: Medicare numbers and bank account information. However, fraudsters’ tactics can change from year to year. The scammers thrive on anything that might confuse the Medicare population and target that. As open enrollment begins, beneficiaries will receive text messages and emails requesting their personal information. Medicare […]