How to Reduce Medicare IRMAA and Medicare Supplemental Insurance Premiums
Medicare beneficiaries can reduce IRMAA surcharges by managing their income to stay below key thresholds. For 2026, IRMAA begins at $109,000 for single filers and $218,000 for joint filers, adding extra costs to your standard $202.90 monthly Part B premium. Strategic planning can help minimize these surcharges through Roth IRA conversions, which create tax-free retirement […]