The Qualifying Individual (QI) Program is a Medicare Savings Program that helps pay your Medicare Part B premium. To qualify, you must have both Part A and Part B and meet certain income and resource limits. You cannot get QI benefits if you qualify for full Medicaid.

For 2026, the monthly income limit is $1,715 for individuals and $2,313 for married couples. The resource limit is $9,430 for individuals and $14,130 for couples. Resources include savings and checking accounts, but not your home or car.

The QI Program is funded by Medicaid but run by each state. You must reapply every year, and approval is first-come, first-served. People who received QI benefits last year are given priority.

If you think you qualify, contact your state’s Medicaid office to apply. This program can help lower your monthly healthcare costs and keep more money in your pocket. Don’t wait—spots are limited each year.