How can I leave a Medicare Health Plan?

You can leave a Medicare Advantage plan during specific enrollment periods, not at any time during the year. The primary opportunity is the Annual Election Period from October 15 through December 7, when you can switch to a different Medicare Advantage plan or return to Original Medicare with or without a Part D prescription drug plan. You also have the Medicare Advantage Open Enrollment Period from January 1 through March 31, which allows you to switch to another Medicare Advantage plan or drop your current plan and return to Original Medicare. Additionally, you may qualify for a Special Enrollment Period if you experience certain life events such as moving outside your plan’s service area, losing other health coverage, or qualifying for Extra Help with prescription drug costs. Some plans may also offer a trial right that allows you to return to Original Medicare within the first 12 months of joining. To leave your plan, contact your current plan or call Medicare directly at 1-800-MEDICARE to discuss your options and ensure continuous coverage.